Video Summary
How do I stop automatic bill payments of a deceased person? It that’s assuming that the bank account is just in the decedent’s name and there’s not going to be well, whether or not there’s a probate administration or mot. My suggestion is, is to contact the bank, advise the bank of the deceit and that the person is deceased and provide them with a death certificate. And I asked that that the, the account be frozen. Uh, so that is important. If however, the account is in joint names with someone, the co-owner is, is entitled to the money. And so whether or not you want to have that automatic bill payment stopped or not well, or have the account closed, to stop it. That’s a real question that you would need to talk to or reason with or determined with the co-owner, particularly if it’s husband and why.
I don’t suggest a husband or wife, if they have a joint account close the account out when they lose their spouse. The reason for that is if you leave the account open and their joint names, and they get a small check made payable to the deceased person, they can deposit into the joint account and access that check. Otherwise they call and need to say, well, how am I going to cash this check? Because it’s in the decedent’s name. I always ask,” was there a bank account that deposit in?” And the answer is no, you can see where that’s problematic. Particularly one is for a relatively small sum. So, if you have any questions about probate, give me a call at (727) 847-2288.