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How do I know if I’m a beneficiary of a Trust? Well, usually this comes into play whenever your parents or a relative has a revocable trust and then upon their death their estate is to be distributed to various beneficiaries. The successor trustee of those trusts is obligated under Florida law to send a notice to beneficiaries that they’re beneficiary on the trust and notify the beneficiary that they are entitled to a copy of the trust if they would like. Also, you would be entitled to inventory and accounting. If you’re not a beneficiary under the trust, the trustee has no obligation to send to you a copy of the trust, and you’re not entitled to get a copy of it because it’s not a public record. The question that arises many times is, well, I think I’m a beneficiary, but I don’t know that, and I’d like to copy the trust to verify that. Well, unfortunately, you’re not entitled to a copy of the trust unless you’re a beneficiary, and if you have a trustee who you don’t get along with and they won’t talk to you, you can’t very well make them, give you a copy of the trust. Since you don’t know whether you’re a beneficiary or not. I don’t have a good solution for you to try and force a copy of the trust whenever the trustee’s not cooperative for you to determine if you’re a beneficiary or not. So, if you have any questions, give me a call at (727) 847-2288.

 

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If I put my children on my deed, can they force me to sell my house? The answer is yes, because you make them a co-owner of the property, they can file an action called a partition action where they sue and asset. A third party called a special magistrate is appointed, and the special magistrate can then list and sell the property for and divide up the proceeds pursuant to the share of the party’s interest in the property. There are other problems in adding your children to the deed, such as when it’s sold, they don’t get a step up on a basis. You may lose a portion of your homestead exemption. It may be a problem also if you have to qualify for Medicaid. I suggest that if you are going to do this for the purpose of estate planning to avoid probate and to put your children on the deed, it is that you sign what they call a lady bird deed or an enhanced life estate deed, and that’s where you convey to them the property. However, you reserve all the rights of ownership during your lifetime, as well as the right to sell the property, keep all the proceeds, or even change who receives the property during your lifetime. You reserve all those rights. And so I’ve been using these type deeds for many years and they work very well, but you do not want to add your children to your homestead property or to the house, to your property because they can force the sale and has other adverse consequences for both you and them. If you have any questions, give me a call at (727) 847-2288.

 

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What should I do with the paperwork after I close it to a property? Well, if you’re selling the property, you need to retain a copy of the disclosures that you signed, as well as the contract for the purchase and sale. You also need to retrieve or keep a copy of the title insurance policy whenever you bought the property. And further, you need to keep track of your closing statement. It’s important to keep the disclosures so that if there’s a problem with the property, after you sell the property and the buyer is suing you and saying that you didn’t disclose defects and you have the documentation that shows that you did well, that would be a very good defense to it. You’ll need to keep the closing statements as far as that’s concerned to be able to file your tax returns in the future and to document the sales price. So those are some of the documents. Keep your copy of your title policy. So if someone says that you, there’s a defect in the chain of title, and then they contact you about this, you can furnish them with a copy of your title policy that shows that whenever you receive title that they insured against it, and that way they can contact a title insurance underwriter who initially ensured that you had a multiple title to the property. If you have any questions concerning this, give me a call at (727) 847-2288.

 

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What Healthcare decisions can a healthcare proxy make? The ones that are drafted or eye draft called designation, this healthcare proxy as a healthcare surrogate. The healthcare surrogate can make just about any decision as far as your health is concerned, although those decisions can’t override your decisions. So, if you give written or oral instructions to the medical provider or whoever’s giving this to you, the Healthcare surrogate can’t use their discretion to override those decisions. So if there’s any restrictions you would need to review the healthcare proxy form to see that, number one, it is comprehensive, but two, if there are any restrictions in conjunction with that, I have drafted them where there are restrictions, particularly for folks of a particular religious denomination as far as blood transfusion and the administration of certain drugs as far as that’s concerned. So, if you have any questions, give me a call at (727) 847-2288.

 

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What should I do if my fence is on my neighbor’s property? Well, if your neighbor doesn’t object to it, I suggest you just leave it there. Number 2 is if your neighbor objects to it, well, then you may want to get a survey and to move your fence as far as that’s concerned. Another option that I’ve seen is if the neighbor and you and the neighbor get along fine, but they’re concerned that when they get ready to sell the property, it might be a problem entering into an agreement that everyone’s in agreement that you can leave your fence there for the time being, and then you agree to move your fence whenever they ask you to. If it’s not a problem, then they basically put it off until such time there is a problem. Many people are concerned that if you have a fence that somehow they lose that property that’s inside the fence line and you can basically, they do not, and that you’re not establishing any ownership of that property, which is also a concern, which I guess you, how you convince your neighbor that you’re not going to claim their property. The other, if you can, if the neighbor would grant you an easement, that would be another solution that says that you are allowed to maintain your fence on their property. But otherwise, if the neighbor is insistent that the fence be moved, I suggest that you move the fence. My phone number (727) 847-2288.