How do I know if the property I’m going to buy is in a deed restricted community? If you’re dealing with a realtor, you need to ask your realtor is the property in a deed restricted community. And if so, I need to receive a copy of the deed restrictions. The newer subdivisions, I would say in the last 30 years, usually set up homeowner’s associations. And so your contract, if it isn’t a deed, restricted community should reflect how much the monthly or the annual assessments are to the homeowners association. The deed restriction will also indicate what the responsibilities are of the homeowner’s association. If there is one, now the older subdivisions may have deed restrictions and those must be enforced by your neighbors or the other people in the subdivision rather than by the homeowner’s association. Whenever you close on the transaction or before closing, you can ask your title agent for a copy of the deed restrictions so that you can review them beforehand. If you do not want to be in a deed restricted community or have deed restrictions on your property, you should insert that in the contract and say, this contract is contingent upon there being no deed restrictions on the, uh, on the property or that they must be approved by the buyer. If you have any questions about deed restrictions and purchasing property with, or without deed restrictions, give me a call at (727) 847-2288.