Video Summary
How do I close the credit card account of a deceased person? The first thing I’d suggest you do is to cut the credit card in half, and then if you have a death certificate, send a death certificate to the credit card company or possibly call and advise them that the person is deceased. Some of the other considerations, when dealing with credit cards, you need to see if there’s another user, as far as that’s concerned. And so, or, or if it’s a debit card, there’s a bigger problem where all they need to have is the, the code. And they can use that to access a bank account but any event, you need to determine whether or not there’s another person authorized to use the account. And, also who is liable on the account who signed that. So if it’s just in the decedent’s name, well, that’s, my suggestion is to notify the credit card company, cut the card in half, and hopefully they’ll freeze the account. So no one else can use the account after his death. And also if you’re an heir or whatever, you do not have any liability for that credit card account. And if there’s no estate, the credit card company does not get paid. So if you have any questions, as far as probates concerned and credit cards will give me a call at (727) 847-2288.