When Someone Passes, What Happens to Their Bank Account?
Video Summary
When someone dies, what happens to their bank account? Well, the first thing you need to determine is whether the bank account was joint or whether it had any beneficiaries. If it is a joint account, then it’s presumed that it goes to the person that’s on the signature card with the decedent, or if there’s a designation of beneficiaries saying it’s payable on death to a certain beneficiaries, then it goes to the beneficiaries and all they need is a death certificate. If the account is just in the decedent’s name, well then it has to go through a probate proceeding, either under a will or if they don’t have a will. In circumstances where it’s a small bank account, then there is a proceeding called a distribution without administration wherein if the amount of the funeral bill, which you paid, or whoever paid it is more than what’s in the account or the same amount, then the person who paid the funeral bill can make application to the probate court for distribution without administration. So depending on the size of the bank account, there may be a relatively simple procedure to see about getting the account if the money was used to pay the funeral Bill, my phone number, (727) 847-2288.
- Published in Probate, Trusts, Videos, Website Notices & Agreements
Legal Notice
PERMITTED USE
This web site is published for the use and convenience of our visitors. Any person is hereby authorized to view the information on systems, products and/or materials made available on these internet web pages for purely informational purposes. No information, or any part of the information on this internet web site, may be redistributed, copied, stored, or reproduced without prior written consent of rdwaller.com, and/or the copyright owner of any specific information/data/image at issue.
LANGUAGE
It is the express wish of the parties that the Terms of Use (User Agreement) and all related documents have been drawn up in English. C’est la volonté expresse des parties que la présente convention ainsi que les documents qui s’y rattachent soient rédigés en Anglais.
DISCLAIMER
The opinions, limitations, details and technical descriptions expressed on rdwaller.com do not constitute an endorsement, approval or acceptance of the subject matter by any federal, state or local governmental agency or authority or by any private individual or company. There are no warranties, either expressed or implied, regarding the accuracy or completeness of the information published on rdwaller.com.
This web site is provided by rdwaller.com with the understanding that it is not rendering legal, safety, health, medical, financial or investment advice. Some information published and/or posted on this web site is quoted and/or available from other sources. Please view copyright information, HERE. We make every effort to keep the postings and links as up to date and as accurate as possible. However, we are not responsible in any way for the accuracy of the information contained herein, or any action that may be taken by users of this information. All information published on this internet web site is relied upon or used at your own risk.
The web site rdwaller.com does not provide specific legal advice and does not endorse any legal or professional service or technique obtained through information provided on this site or from any links. While the content of the rdwaller.com web site is frequently updated, legal information or references thereto change rapidly and therefore some information may be out of date and/or may contain inaccuracies or typographical errors.
There may be attributes of this web site with which you may not agree, or that you may feel may not be perfectly accurate. Please feel free to point these out to us. We reserve the right to leave the web site as it is.
JURISDICTION and LIABILITY
Use of this internet web site shall be governed by and construed in accordance with the laws of the State of Florida without giving effect to any principles of conflicts of laws. Any dispute concerning this web site, or the content published hereon, shall be subject to the exclusive venue of a court of competent jurisdiction in Pasco County, Florida. Any Federal matters shall be subject to the exclusive venue of the Federal District Court for the Middle District of Florida, United States of America.
The web site rdwaller.com, its officers, directors, shareholders, subsidiaries, affiliates, suppliers, agents, and/or licensors are not liable for incidental, indirect, consequential, special, punitive, or exemplary damages of any kind, including lost revenues or profits, loss of business or loss of data, in any way related to this web site or for any claim, loss or injury based on errors, omissions, interruptions or other inaccuracies in this internet Service, without limitation as a result of breach of any warranty or other term of this Notice. Any claim against rdwaller.com shall be limited to the amount paid, if any, for the use of rdwaller.com.
SEVERABILITY and VALIDITY
Should any provision of these terms, notices and conditions, as set forth on this page, and on this web site, be held invalid, unlawful or for any reason whatever unenforceable, the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity, lawfulness, or enforceability of any of the remaining provisions.
CHANGES MADE WITHOUT ADDITIONAL NOTICE and ACCEPTANCE OF CHANGES
The web site rdwaller.com expressly reserves the right to alter, make changes to, or to discontinue, part or all of the content, from time to time, of this web site, and to these Legal Notices, and to the Privacy Policy, without any notice whatever. The rdwaller.com web site further reserves the right, also without limitation, to modify the hours of availability, and/or equipment that may be needed to view and/or access this web site. These changes are often made necessary in order to address new issues, changes in our web sites, changes in the standard of technology, or for other reasons. Please click back periodically.
By using this web site service after changes are made, you indicate your acceptance of those changes.
NO LICENSE
Except as may be expressly provided otherwise by rdwaller.com in writing, nothing published any web page, or within any of the service offerings, or provided in any way by rdwaller.com may be construed as conferring any license under any of rdwaller.com’s or any third party’s intellectual property rights.
ERRORS and OMISSIONS
The publication of this internet web site could include technical inaccuracies and/or typographical errors. Any mistakes made and published are inadvertent.
SUBMITTALS TO RDWALLER.COM
We welcome your questions about programs and initiatives at rdwaller.com. Please be advised that any comments, suggestions, ideas or other information that you submit to us through our web site will not be treated as confidential, and that we will own each and have the right to use them, without any notification whatever, as we choose, without payment to you.
INTERNATIONAL USE
Due to the global nature of the internet, rdwaller.com may be accessed by users in countries other than the United States of America. We make no warranties that materials on this web site are appropriate or available for use in such non-US locations. If it is illegal or prohibited, in your country of origin, to access this website, then you should not do so. Those who choose to access this web site outside of the United States do so on their own initiative and are responsible for full compliance with all local laws.
THIRD PARTY SITES/LINKS
This web site may contain re-directed links to other internet web sites (third-party sites) that are not part of, or affiliated in any way with rdwaller.com. All links provided on this web site are published solely as a convenience, and for the edification of our visitors. rdwaller.com makes no warranties or representations about the content of these web sites, or any web sites to which those web sites may link, or representations or products, or services made by or offered by or on such third-party web sites. The inclusion of these web sites implies no endorsement of these web sites or their offerings by rdwaller.com.
PROHIBITED CONDUCT
Each and every rdwaller.com visitor agrees to use rdwaller.com exclusively for lawful purposes. While rdwaller.com has no responsibility to monitor your use of this web site and related properties, rdwaller.com reserves the right to terminate any relationship, formal or informal that is found to be directing traffic to any material in violation of any U. S. or State statute or regulation, including but not limited to material in violation of U. S. Copyright law, and material judged to be threatening or obscene. Any misuse of rdwaller.com resources that disrupts the normal use of the system, is strictly prohibited. Such system abuse may lead to termination of the relationship. Any attempt to negatively present or utilize rdwaller.com or any of it’s resources will result in the termination of the visitor relationship without notice, as well as notification of appropriate law-enforcement agencies.
DOMAIN NAME SALE and TRANSFER DISCLAIMER
Buyer and New-Registrant of Domain names sold and/or handled in any way by transferred by rdwaller.com acknowledges that the Domain name(s) is (are) relinquished on an “as is” basis and that except as otherwise expressly stated herein. The web site rdwaller.com and/or Current-Registrant makes no warranties, either express or implied, and shall not, by virtue of having relinquished the Domain name(s) covered by sale or transfer, be deemed to have made any representation or warranty, including without limitation, merchantability or fitness for a particular purpose, other than there is no conflict or encumbrance known to him.
- Published in Website Notices & Agreements
Privacy Policy
This web site, rdwaller.com, is dedicated to protecting your privacy as you visit our web pages. The privacy that we extend to our web browsing guests is exactly that which we expect when we surf the internet. You can expect the same standard of privacy protection for your personally identifiable information on our internet web sites that we extend in every other interaction with rdwaller.com.
The rdwaller.com Privacy Policy is in accordance with the Direct Marketing Association’s MARKETING ONLINE PRIVACY PRINCIPLES, as agreed upon by the ONLINE PRIVACY ALLIANCE, the leading association devoted to promoting and developing online and internet services world wide.
This following Privacy Policy will answer questions about the kind of information that we may we collect and how we use it. We have also included information on how to prevent your personal information from being collected when you visit our web site, respond to our web-based advertisements, or send e-mail to us. We reserve the right to modify this Privacy Policy at any time without prior notice. If we change or update our Privacy Policy, we will post the revised policy here, and any changes will apply to all information collected by rdwaller.com, including previously collected information.
PERSONALLY VOLUNTEERED INFORMATION
Only on a voluntary basis do we collect information of a personal nature from our visitors. We define personally identifiable information as information that may include name, address, e-mail, credit card information (in the case of electronic commerce only) etc. The personally identifiable information that you may volunteer to us may be used to fulfill your request, provide you with information or to market products, events, and/or services which may be of interest to you. These offers may come directly from us, from our direct affiliates or from other reputable organizations whose Privacy Policies are assumed to be in line with those of rdwaller.com. Each offer that may be made is carefully examined to ensure that it meets our high standards. Additionally, every effort is made to be sure that these offers reach only those individuals most likely to be interested in them. If your personally identifiable information is to be used in any fashion other than outlined above, the intent will be expressly stated on this web page. At rdwaller.com, the question that we apply to all after-visit contact and/or correspondence is, “Would I like to receive this?”
OTHER PERSONAL INFORMATION
Our servers are programmed to collect the domain names (not the e-mail addresses) of visitors to this web site. This information may be reviewed to measure usage data, such as visits, average time spent viewing each web page, and the pages re-viewed, etc., which is used by rdwaller.com to improve the content of our web pages. This information is never shared with persons or companies outside of our organization.
COOKIES
Cookies, tags and other similar technologies may be used on our web site to assist us in better serving our visitors each time that they may return for a visit to this web site. A cookie is a small piece of information that our web servers send to your browser and which is stored on your computer. These technologies allow us to recognize your preference information, keep track of your purchases, if any, remember membership or access numbers and to facilitate effective site administration.
That small piece of information allows our servers to say, “Oh yes…… we have hosted this person previously,” and it also allows servers to recall things about your past interaction with the web site, for example, “This visitor told us that they like to view the temperature displayed in Celsius, not in Fahrenheit.” For your better understanding of the term “cookie,” we have provided a detailed and non-technical DEFINITION of COOKIES. The cookie technology utilized by rdwaller.com may contain only the information that you submit to rdwaller.com via page visits and the Guestbook in addition to the browser collected information obtained as you move from page to page on our web sites.
Remember, you have control over the cookie. You can always set your browser to warn you before a cookie is sent to you. Please refer to your browser Help Instructions to learn more about cookies. This will give you more and much better control over the cookies process.
The data collected utilizing cookie technology helps us in our analysis of browsing patterns of visitors so that the content and design of our web sites can be improved. The information collected as a result of this cookie process is for the exclusive use of rdwaller.com and its direct affiliates, and will not be shared.
LOG FILES
Almost every time that you visit any web site on the internet, web servers ‘log’ your interaction with the web site in something called a log file. Standard log files, like ours, contain basic information such as times of page visits, what pages were viewed, and the IP address of the visitor. This information is used to analyze trends, web site administration, to track movement around our web site, and to gather broad demographic information for aggregate use. No effort ever is made to relate an IP address with an individual visitor.
When we share log file information with advertisers or partners, it is done only in the aggregate. For example, “Our average visitor looks at ‘nn’ number of pages on each visit”, or, the last page viewed was “xyz.html.
NEWSLETTERS
Should a visitor wish to subscribe to an offered newsletter, we may ask for some basic demographic information. We use this information to learn more about the type of content that those requesting the newsletter information may most wish to receive. At a later date, that volunteered demographic information may be used to transmit content that may be of interest. For example, subscribers in Japan may be made aware of news that we deem of interest to those in that area of the world.
SURVEYS and CONTESTS
From time to time rdwaller.com may request information from visitors during surveys or contests. Participation in these surveys and/or contests is voluntary. The visitor, therefore, chooses whether or not to disclose any information. Information requested may include contact information (such as name and shipping address,) demographic information (such as zip code and age range) and more subjective questions about how the web site is used. With surveys, the information that you volunteer will not be associated with you, and that information will only be aggregated and used to allow us to monitor and improve the use and satisfaction of the web site. We may also share this aggregated information.
As for contests, contact information will be used to notify the winners and award prizes. We may stage contests in conjunction with sponsors. When this is the case, we may wish to share the information that you give with that contest sponsor, but if this is the case, you will be clearly notified.
Contests are not available to visitors from every country and every state in the United States. We regret that, due to varying laws, contests are not offered to and therefore are not available, due to legal considerations, to visitors and to web site users from every country and from every state.
Contest winners, in the case of high value awards, are required to disclose their true full name, and for tax purposes, their social security number. Winners, at the time of the filling out the entry form, unconditionally give the right to rdwaller.com to use their name and true unaltered likeness in promotional materials.
If our online data files include personally identifiable information about you, you are able to update that information. Please see the contact information below.
CHILDREN
The rdwaller.com content is not generally of interest to underage individuals. rdwaller.com does not intentionally collect personally identifiable information from individuals that may be under eighteen years of age. If and where appropriate, rdwaller.com web sites will specifically instruct children not to submit information to our web sites. If you are a child under 13 years of age, you should not submit any information to us, or for that matter, you should not submit any information to any internet web site without your parents’ knowledge and permission. If a child has provided us with information, a parent or guardian of that child should contact us, should they like this information deleted. A reasonable effort will be made to delete that child’s information from our existing files, should such information in fact be contained in our files.
In accordance with the Children’s Online Privacy Protection Act (COPPA) and with the Children’s Advertising Review Unit (CARU) guidelines for web sites, rdwaller.com does not, at any time, knowingly solicit or collect information from, or market any products to, children under the age of 13.
PARENT/GUARDIAN
We at rdwaller.com strive to provide a safe online environment. However, to ensure the safety of children and to monitor better their activities, we encourage parents to get involved when your child goes online so that you can be aware of what they are viewing, and learning. We do not knowingly market via our web sites or by direct marketing to children under 13 years of age.
LINKS TO OTHER INTERNET WEB SITES
rdwaller.com attempts to post only links to web sites which have a similarly high respect for your privacy. However, we are not responsible for the content or the privacy practices that may be employed by other web sites to which we may link. Should you have a problem on any web site to which we link, please let us know by sending an e-mail to the address below.
SECURITY
At rdwaller.com we take reasonable measures to keep all personally identifiable information about our online visitors secure against unauthorized access. Security measures of all of the internet web sites and web pages that we publish or control are periodically reviewed. rdwaller.com’s Privacy Policy applies solely to information collected by rdwaller.com. You will know when you are leaving our site as a new browser window will open. Please be aware that due to the changing nature of the internet, rdwaller.com is unable to make “iron-clad” security guarantees.
OTHER
The information that you may provide to rdwaller.com is not rented or sold to, or shared in any way, with third party data compilation services.
A FINAL IMPORTANT NOTE; NO ADDITIONAL NOTICE OF CHANGE
The internet is an evolving medium. Should we change our Privacy Policy at some point in the future, we will post the changes on this page before they take effect. That posting will be the only notice given of any changes.
CONTACT INFORMATION
If you would like to add your name, correct your information, or to remove your name from our mailing list, please e-mail us at the e-mail address below. If you prefer, you can fill out our contact form, HERE.
As a demonstration of our commitment to privacy protection, rdwaller.com provides the following informational links to the web sites of some privacy related organizations which may be of interest.
Cookie Central
The “Consumer Assistance” Page of the Direct Marketing Association
The 12 Ways to Protect Your Online Privacy
- Published in Website Notices & Agreements
Website User Agreement
Welcome to rdwaller.com. We have designed our web site to be useful and informative. We utilize industry standard navigation and viewing technologies. Currently this Service is available to visitors at no cost. We hope that we have succeeded and we hope that you will LET US KNOW how we can be even better. All that we ask in return is that you abide by the terns and conditions of the Web Site User Agreement that follows. Please read them carefully, because when you use rdwaller.com, you automatically agree to them.
1. rdwaller.com (“We,” “Service”), reserve(s) the right to change the terms of this Agreement or to modify any features or content of this web site at any time. By accessing this internet Service and/or continuing to use rdwaller.com after the posting of Change Notices, you agree to be bound by such changes.
2. By exiting this page and viewing other pages, you represent that you have read and agree to abide by this Agreement, and that you have read our INTERNET PRIVACY POLICY and LEGAL NOTICES pages.
3. This Service, including but not limited to text, photographs, graphics, video and/or audio content, is protected by COPYRIGHT© as a collective work or compilation under the Copyright laws of the United States of America and other countries. All individual articles, content and other elements comprising this internet Service are also copyrighted works. Certain information on this web site is trademarked and/or copyrighted by others, and is the property of those respective owner(s). You agree to abide by all Copyright Notices or restrictions as published on this web site. By posting to this internet Service, you are giving rdwaller.com the right to display such content on this web site and its affiliated publications, and to use such content for promotional and marketing purposes without notice. Please view our Copyright Notice posted HERE.
4. (a) Except for content that you may have posted on this internet Service, you may not copy, reproduce, distribute, publish, enter into a database, display, perform, modify, create derivative works, transmit, or in any way exploit any part of this internet Service, except that you may download material from this internet Service for your own personal use as follows: you may make one machine readable copy and/or one print copy that is limited to occasional articles of personal interest only. Every copy or printed page from this web site must contain the text ” Copyright© rdwaller.com “. Without limiting the generality of the foregoing, you may not distribute any part of this internet Service over any network, including a local area network, or sell or offer it for sale. In addition, these files may not be used to construct any kind of database.
(b) rdwaller.com has been specially designed for presentation of content in a unique format and appearance to our visitors. We are concerned about the integrity of our internet Service when it is viewed in a setting created by a third party that includes advertising or other materials that we have not authorized to be displayed with our internet Service. Without limiting the provisions of paragraph 5, neither you nor any third party shall make use of the contents of this internet Service in any manner that constitutes an infringement of our rights, including Copyright.
(c) Just as rdwaller.com requests that our visitors respect our Copyrights, and those of our affiliates and partners, we strive to respect the Copyrights of others. If you believe in good faith that your Copyrighted work has been reproduced on this internet web site without authorization in a way that constitutes Copyright infringement, please notify our Copyright Officer at the e-mail address below, immediately.
5. You agree to indemnify and hold harmless rdwaller.com, its directors, officers, shareholders, agents, subsidiaries, affiliates, suppliers, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement or other documents published on the rdwaller.com internet Service, or the failure to fulfill any obligations relating to your account, if any, incurred by you or any other person using your account. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under this Section. In such event, you shall provide us with such cooperation as is reasonably requested by us.
6. This internet Service is available “as is.” We do not warrant that this internet Service will be uninterrupted or error free. There may be delays, omissions, interruptions and inaccuracies in the news, information or other materials available through this internet Service. We are not responsible for the availability or content of other internet web sites that may be linked to this internet Service. We do not make any warranties, either expressed or implied, including without limitation, those of merchantability and fitness for a particular purpose, with respect to this internet Service or any information or goods that are available or advertised or that may be sold through this internet Service. We make no representation, nor do we endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed in this internet Service or available though links in this internet Service. We reserve the right to correct any errors or omissions in this internet Service.
7. This internet web site contains links to other internet web sites (“Third Party Sites”). Where possible, rdwaller.com will make these links obvious by color change. Some Third Party Sites may be co-branded with rdwaller.com. rdwaller.com is not responsible for the availability or content of Third Party Sites and will not be a party to, or in any way responsible for, any transaction concerning goods or services available from such Third Party Sites.
8. rdwaller.com, its officers, directors, shareholders, subsidiaries, affiliates, suppliers, agents, and/or licensors are not liable for incidental, indirect, consequential, special, punitive, or exemplary damages of any kind, including lost revenues or profits, loss of business or loss of data, in any way related to this internet Service or for any claim, loss or injury based on errors, omissions, interruptions or other inaccuracies in this internet Service, including without limitation, as a result of breach of any warranty or other term of this Agreement. Any claim against rdwaller.com shall be limited to the amount paid, if any, for use of this Service. Please view our Legal Statement posted HERE.
9. This Agreement and use of this internet Service may be terminated by either party for any reason at any time. Sections three (3), five (5) and six (6) through eleven (11) and thirteen (13) of this Agreement shall survive such termination.
10. Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “trojan horses” or other destructive materials, we do not guarantee or warrant that this Service or materials that may be downloaded from this Service do not contain such destructive features. rdwaller.com is not liable for any damages or harm attributable to such features. If you rely on this internet Service and any materials available through this Service, you do so solely at your own risk.
11. As to Linking and Framing, we do not permit other websites or webmasters to frame this website or any portion thereof. You may link to this website if the link does not falsely imply or suggest that we have endorsed or affiliated our organization with your organization, website or endeavors, in any way.
12. As for contests, contact information will be used to notify the winners and award prizes. We may stage contests in conjunction with sponsors. When this is the case, we may wish to share the information that you give with that contest sponsor, but if this is the case, you will be clearly notified.
Contests are not available to visitors from every country and every state in the United States. We regret that, due to varying laws, contests are not offered to and therefore are not available, due to legal considerations, to visitors and to web site users from every country and from every state.
Contest winners, in the case of high value awards, are required to disclose their true full name, and for tax purposes, their social security number. Winners, at the time of the filling out the entry form, unconditionally give the right to rdwaller.com to use their name and true unaltered likeness in promotional materials.
13. This Agreement shall be governed by the laws of the State of Florida, USA.
It is the express wish of the parties that the Terms of Use (User Agreement) and all related documents have been drawn up in English. C’est la volonté expresse des parties que la présente convention ainsi que les documents qui s’y rattachent soient rédigés en Anglais.
Thank you for visiting rdwaller.com.
Requests for reproductions of and/or for reproduction rights to content on the rdwaller.com web site should be directed to the e-mail address below. Please note “copyright/repro” on the subject line. We will respond to serious inquiries.
- Published in Website Notices & Agreements