Are retirement accounts considered part of an estate? They’re not part of a probate administration, an estate. And that, IRAs are usually the retirement accounts we’re talking to and, or 401ks. And so, they’re not considered to be a part of the estate since they usually designate a beneficiary. And so, then all you need in order to, if you’re one of the beneficiaries is to present a death certificate to whoever is managing the IRA, and then they should give you the options. There’s usually options from taking the full lump sum and you can maybe defer or spread it out over the time period. So, they usually have designations one. The problem that we’ve encountered is, as we know, there’s an IRA, but we don’t know who the beneficiaries are because there’s no documentation, the estates records and the banks, or whoever has it, many times will not discuss the amount or let you know who the beneficiaries are. So, it’s important that if there is an IRA, that there is some documentation to show who the beneficiaries are. So that person, the beneficiary can present a death certificate to the custodian or the person who is handling the IRA or 401k. So, if you have any questions about it, we’ll give me a call at (727) 847-2288.