How Much Do I Have To Pay An Agent To Help Me Buy A Home?
Video Summary
How much do I have to pay an agent to help me buy a home? Usually the seller pays the real estate transaction fee or the real estate commission. Whenever properties are listed in multiple listing service and a realtor make some assist you in purchasing the property and you submit your offer and the seller accepts the offer. These are called transactional brokers and they’re there to have a fiduciary responsibility, to both the buyer and the seller. And the seller pays the real estate commission, for both the listing agent and also the selling agent. If you find a house on your own, you do not need a realtor to put together the transaction. You can call an attorney, or you can call me if you’re in my market area, which is in the Pascoe Canelo’s Hernando, Hillsborough area. And we can put together a contract and you don’t have to pay a real estate commission for doing that. If you find a house on your own, that is not listed with a real estate agent, the only costs that you may have with a real estate agent is what they call a transaction fee, which usually is in the neighbor of two or $300, which they, you may be charged as a buyer in a real estate transaction. Give me a call. If you have any questions. My phone number is (727) 847-2288.
- Published in Real Estate, Videos
What Is a Stratified Market?
Video Summary
What is a stratified market? A stratified market is whenever you have houses that are trading or selling very rapidly in two different price areas. By way of example, you could have a stratified market whenever houses in the range of $150,000 or less are, are selling very rapidly. And the supply is very limited as well as houses that are selling in the 900,000 and up category, which is also selling very rapidly and the inventory is very low. So that is a strategy. And then they’re both these markets are in the same market area. So you have two different price ranges of houses in the same market area that are both selling very rapidly. And so that’s what you have when you have a stratified market, is that you have two different price range of houses that are moving very quickly in the market. Some from the time they’re listed, till the time they’re sold.
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Do I Need a Health Care Surrogate if I Have a Living Will?
Video Summary
Our clients commonly wonder, “If I have a Living Will, do I also need a Health Care Surrogate?” To help you make that decision, you should know that there are two occasions in life when a Health Care Surrogate takes effect.
- If you are going to expire in the near future and you are unconscious, a Living Will can aid in determining whether life support will be discontinued. The Living Will names the person who will act as your Health Care Surrogate and will make that decision for you.
- If you have suffered some injury or medical trauma and you are not in a position to make medical decision for yourself, a Health Care Surrogate document names the person who is legally entitled to make those decisions for you. Appointing a Health Care Surrogate in advance allows you to choose a person who you trust to make vital medical decisions in your behalf when you are not capable of doing so. That person may be called upon to make a medical choice that could save your life.
If you would like assistance in preparing a Living Will or appointing a Health Care Surrogate, please call us at (727) 847-2288.
How Much Time is Involved in Setting Up a Will?
Video Summary
How much time is involved in setting up a will? Well, usually the time period consists of a conference wherein you meet with myself or an attorney and give him the information as to whom you would like to leave your assets upon your death, and further who you would like to be your executor. You need to have some idea of what assets you have and how they’re titled, and that drafting a will is incorporated in estate planning. Knowing how your assets are titled is important as far as knowing what the will will control since your will will not control jointly-owned assets, assets that are titled with a payable on death, life insurance or IRAs that have beneficiaries. After you have the estate planning conference, then you’ll later have to come back and sign your well.
We also discuss in our well conference a living will which says that you don’t want your life prolonged artificially. Also, a healthcare surrogate form where you authorize someone to receive health information too, as far as HIPAA is concerned, and to make medical decisions for you, as well as a durable power of attorney.
Give me a call if you’d like to do some estate planning and have a well-prepared my phone number’s (727) 847-2288.
Does the Landlord Have Responsibility of Hiring a Professional to Check for Mold if Mold is Suspected?
Video Summary
Does the landlord have responsibility of hiring professional check for mold,If mold is suspected? No, I don’t believe the landlord has that responsibility. If you believe the property has mold. Well, I think that you need to determine whether or not there isn’t fact mold as a tenant. If you find out that there is, or that there is a leakage, which you have to have moisture in order to have mold, you can give a notice under the landlord tenant act to the landlord that he has seven days in which to correct the problem, whether it be mold or simply a leak, if they don’t take care of the matter within seven days, then you have a right to terminate your tenancy, whether it be under a lease or whether it be on a month to month basis. And then you can go run a different place that doesn’t have these same problems. I realized this presents certain practical problems and also economic problems, but there is no obligation on the landlord’s part to do a higher professional determine whether or not there is mold present in the rental unit. If you have any questions, give me a call at (727) 847-2288
- Published in Real Estate, Videos